Gerald, how can you help me?

What Is Supplemental Insurance
Supplemental insurance is extra or additional insurance that helps you pay for things your standard insurance doesn’t cover. When you choose supplemental insurance plans from Combined Insurance, cash benefits are paid directly to you so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.

Do I Really Need Supplemental Insurance
Unexpected accidents and illnesses happen. When they do, it can leave you and your family vulnerable to out-of-pocket expenses that standard insurance does not cover. Supplemental insurance benefits reduce the worry about how you will pay for those expenses. With less worry, it’s easier for you to focus on getting well.

Who Are We?


     We Were There When…

Our “We Were There When…” social media campaign underscores our long history of helping provide a safety net for our clients over the past 93 years.


Combined Insurance was there looking out for our customers as their families moved through all of life’s milestones, and we continue to offer them quality supplemental insurance products now and in the future. With age comes wisdom and growth, and our company is no exception.

Our story
In 1922, our founder, W. Clement Stone, had a vision to make the world a better place. He borrowed $100, moved to Chicago, rented desk space for $25 a month, and established an insurance agency under the name of Combined Registry Company.


Guided by a positive attitude and taking to heart his motto, “Do the right thing because it’s the right thing to do”, W. Clement Stone continued to grow his company. In 1939 he purchased the American Casualty Company in Texas, and in 1963 the company expanded across the Atlantic to Europe with the addition of Britain and Northern Ireland.


Through the years the company grew and changed, always maintaining the highest standards, and today it is an ACE Group company.

An exciting future
Our founder laid the groundwork for a truly great American company. For six years in a row, Combined Insurance has been listed on

Ward’s 50® Top Life Health list by the Ward Group®

, a leading provider of benchmarking and best practice studies for insurance companies.

We are in growth mode at Combined Insurance. We think part of the reason for our success is because we take our founder’s motto to heart, always striving to “Do the right thing because it’s the right thing to do”.

We were there for all your past milestones, and we look forward to celebrating your future milestones with you.


Let’s talk about your future…
Gerald A. Pimpleton


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